Disability Insurance for high risk medical conditions and occupations

- SIMPLE AND FAST!
- ONE PAGE APPLICATION!
- NO BLOOD WORK OR MEDICAL EXAMS!
- DON’T WASTE TIME - DON’T MISS A COMMISSION
- MONTHLY PREMIUMS AS LOW AS $27
- APPLY WITH CONFIDENCE: FSL IS “EXCELLENT” A- RATED BY A.M. BEST

 

Target customers:
  • Customers denied by your traditional carrier
  • Customers considered uninsurable or difficult to insure
  • Customers suffering from a pre-existing medical condition or working in high risk occupation
  • Customers self employed, relying on commissions or home based employment

 

Target customers who may already have DI coverage:
  • Customers accepted on DI but with several unacceptable medical exclusions
  • Customers covered by a capped Group Disability insurance but still seeking additional coverage

 

Examples:
  • HEALTH ISSUES: Severe rheumatoid arthritis, history of malignant tumors, cardiomyopathy, obesity, Diabetes with insulin dependency
  • HIGH RISK / UNUSUAL OCCUPATIONS: Pilots, roofing contractors, Chiropractors, Dock workers

MAKE IT EASY
We just make it easier with
eZ-DI: Easy policy issue and Easy access to a friendly underwriting team.
MAKE IT AFFORDABLE
We just make it affordable by offering a large choice of Benefit Periods, Elimination Periods, Benefit Amounts for all budgets
GET IT ACCEPTED!
Our underwriters are experts in difficult cases and work hard to issue policies for your most challenging customers.
 
 

Take a look at what eZ-DI can do for you:

 
 
 

Contact our Agent / Broker

Support Team

 
 

eZ-DI is brought to you by Risk Insurance and Reinsurance Solutions a global provider of specialized insurance solutions
Insurance products are underwritten and administered by Fidelity Security Life Insurance Company, Kansas City, MO. Fidelity Security Life Insurance Company has been rated A- (Excellent), based on an analysis of financial position and operating performance , by A.M. Best Company, an independent analyst of the insurance industry.
This site generally represents the products underwritten by Fidelity Security Life Insurance Company, 3130 Broadway, Kansas City, MO 64111, but it is not a complete representation of them without the Policy's Explanation of Benefits, Exclusions and Limitations. Domicile: Missouri. NAIC No. 71870. Authorized to transact insurance in all states except NY.
Platinum Plus Group SD-28 / Policy Form No. M-4021; Platinum Plus Individual SD-29 / Policy Form No. M-4022; Platinum/Silver Group DI-139C & DI-139D / Policy Form No. M-4004; Platinum/Silver Individual SD-16 & SD-17 / Policy Form No. M-4012 /Policy Form No: M-00167/ Platinum eZ-Select Group SD-32, SD-33 / Policy Form No. M-4024; Platinum eZ-Select Individual SD-34 & SD-35 / Policy Form No. M-4025; Blue Group DI-141A; Blue Individual SD-18 & SD-19.